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Summary

If you need to claim on your home and ( mortgage quotes ) contents insurance, don't let maintenance issues get in the way of success - follow our handy guide to keeping your home in tip-top shape.

Home Maintenance - Don't Lose Out on your Home and Contents Insurance. Part 2

Author: Catriona Singfield

• Standard trees and specimen shrubs can add to the look of a property, but some will grow very large indeed - consider that a tree has a root spread at least as far as the branches of its crown. If a tree - Mortgage Rates - is overhanging your house, its roots are under your foundations. Removing them - or getting them out of the drainage system - is a very expensive business. The most notorious trees for this are Willows, which love water, and Poplars. In fact if a new house is built within 150 feet of a Poplar tree, the foundations have to be reinforced.

• Falling trees or branches can cause problems too. If damage is caused to your property from a tree on someone else's land, you will be covered in the event of an insurance claim. But if you own the land on which the tree ( personal secured loans ) grows, its maintenance is your responsibility. If its branches are structurally unsound or the trunk rotten, then it is up to you to keep it in a safe condition or have it removed. While you can keep smaller plants in good order yourself, you may need to have a tree surgeon conduct an annual inspection to ensure that large trees are safe, and not likely to be blown over except in extreme conditions.

• Rambling ivy or Virginia Creeper may add a touch of the rustic to your { mortgages } home, but climbing plants can cause a lot of damage to the brickwork. Removing them is hard too, with roots penetrating mortar and plasterwork. Any cracks caused will be exploited by bad weather. Ivy is the most damaging, and you need to be especially careful not to let it get in to damage the roof.

• Have your gas checked by a properly qualified professional. Make sure you choose a Corgi-registered engineer, who will check your boiler, radiators and gas appliances as well as carbon monoxide levels. Springtime is best for this, after the high-use winter period is over.

• Finally, check the loft. Birds like to creep { life assurance } into roof spaces to nest, with messy consequences, as do wasps. Squirrels can also nest in roofs, and they have one nasty habit that could have a dangerous or even fatal outcome - they like to chew the insulation found on wires. Block up any access to your roof an ensure they don't take up residence.

Follow our ten tips, and your home should be equal to almost anything the weather ( remortgages ) can throw at it. You will also be protected in the event of a claim on your home and contents insurance, knowing that your maintenance is up to standard.